SIP / Mutual Fund Calculator
PopularCalculate systematic investment returns, compound growth and wealth accumulation
Systematic Investment Plan (SIP) Inputs
SIP Wealth Growth Curve
About SIP / Mutual Fund Calculator
SIP / Mutual Fund Calculator estimates wealth accumulation, total invested amount, and estimated capital gains from Systematic Investment Plans (SIP) in Nepalese and global mutual funds.
Compare monthly SIP contributions against lump-sum investments over 1 to 30 years with interactive compound growth visualizers.
Common Use Cases
- Projecting long-term wealth growth from monthly mutual fund investments
- Comparing SIP investing against a one-time lump-sum investment
- Planning retirement or education savings goals with compound growth estimates
How to Use SIP / Mutual Fund Calculator
- Enter your monthly SIP amount, expected annual return, and investment duration.
- Optionally switch to Lump-Sum mode to compare a one-time investment.
- View total invested amount, estimated returns, and final maturity value.
Real-World Examples
Monthly SIP: NPR 5,000, Expected Return: 12%, Duration: 10 yearsTotal Invested: NPR 600,000, Estimated Value: NPR 1,161,695Important Notes & Limitations
- Assumes a constant annual return rate; actual mutual fund returns fluctuate
- Capital gains tax estimates are approximate and should be confirmed with a tax advisor
Privacy & Data Security
SIP / Mutual Fund Calculator processes all operations 100% locally in your web browser memory. Your files, text snippets, and generated outputs are never stored, logged, or uploaded to any remote server.
Frequently Asked Questions
An SIP allows you to invest a fixed amount regularly (e.g. NPR 1,000 monthly) into mutual funds to benefit from rupee cost averaging and compounding.
Yes, toggle between Monthly SIP and Lump-Sum mode to compare overall wealth creation.
It uses the standard compound interest formula for monthly annuity installments: `M = P × ({[1 + i]^n - 1} / i) × (1 + i)`.
The calculator displays gross returns alongside estimated net returns after applicable capital gains tax (CGT).