Provident Fund (EPF / CIT / SSF) Calculator
NepalCalculate employee and employer retirement fund growth and tax-free corpus projection
About Provident Fund (EPF / CIT / SSF) Calculator
Provident Fund (EPF / CIT / SSF) Calculator estimates retirement savings growth, employer contribution matches, and tax-free corpus projections in Nepal.
Input monthly basic salary to project Employee Provident Fund (10% + 10%), Citizen Investment Trust (CIT), and Social Security Fund (SSF 11% + 20%) accumulations.
Common Use Cases
- Projecting retirement savings growth under EPF, CIT, or SSF schemes
- Comparing employer contribution matching across different fund types
- Estimating tax-exempt CIT contribution limits for annual tax planning
How to Use Provident Fund (EPF / CIT / SSF) Calculator
- Enter your monthly basic salary.
- Select your fund type — EPF, CIT, or SSF.
- View projected employee and employer contributions and long-term growth.
Real-World Examples
Basic Salary: NPR 50,000Employee: NPR 5,000, Employer: NPR 5,000 (Total: NPR 10,000/month)Important Notes & Limitations
- Interest rate projections use published annual rates, which can change year to year
- Does not account for early withdrawal or loan-against-PF scenarios
Privacy & Data Security
Provident Fund (EPF / CIT / SSF) Calculator processes all operations 100% locally in your web browser memory. Your files, text snippets, and generated outputs are never stored, logged, or uploaded to any remote server.
Frequently Asked Questions
Standard EPF is 10% deducted from employee basic salary matched by 10% from the employer (total 20%).
CIT contributions up to 1/3rd of total annual income or Rs. 3,00,000 (whichever is lower) are eligible for tax exemption.
SSF comprises 11% employee contribution and 20% employer contribution calculated on monthly basic salary.
Yes, it projects multi-year compound interest growth based on official EPF annual interest payout rates.