Fixed Deposit (FD) Calculator
NepalCalculate returns on bank Fixed Deposits with compounding and 5% TDS tax
Fixed Deposit (FD) Parameters
Fixed Deposit Growth Curve
About Fixed Deposit (FD) Calculator
Fixed Deposit (FD) Calculator computes interest income, final maturity amount, and applicable 5% TDS tax on bank fixed deposits across Nepalese commercial and development banks.
Compare annual, quarterly, and monthly interest payout options to evaluate fixed income savings plans.
Common Use Cases
- Comparing FD interest offers across different Nepalese banks before investing
- Estimating post-tax maturity value on a fixed deposit
- Planning short-term vs long-term FD tenure based on payout frequency
How to Use Fixed Deposit (FD) Calculator
- Enter the deposit amount, interest rate, and tenure.
- Select the interest payout frequency (annual, quarterly, or monthly).
- View gross interest, 5% TDS deduction, and net maturity amount.
Real-World Examples
Deposit: NPR 500,000, Rate: 10%, Tenure: 1 yearNet Maturity (after 5% TDS): NPR 547,500Important Notes & Limitations
- Assumes a fixed interest rate for the full tenure with no early withdrawal penalty applied
- Actual bank rates and TDS rules may change; always confirm with your bank
Privacy & Data Security
Fixed Deposit (FD) Calculator processes all operations 100% locally in your web browser memory. Your files, text snippets, and generated outputs are never stored, logged, or uploaded to any remote server.
Frequently Asked Questions
Interest earned on bank Fixed Deposits in Nepal is subject to a 5% Tax Deducted at Source (TDS).
Yes, quarterly compounding reinvests interest four times a year, yielding a slightly higher effective annual return.
Yes, input higher interest rates offered by Nepalese banks on specialized Remittance Fixed Deposit accounts.
Yes, it displays total gross interest earned, 5% TDS tax deduction, and net cash maturity amount.